Our thoughts on finance, economics, and organizational leadership

Understanding debt is crucial for founders to make informed financing decisions that align with the company’s growth goals and financial health. Debt is borrowed money that must be repaid over time, often with interest. It’s a common way for businesses to access capital without giving up equity, but it comes with obligations that must be carefully managed.

Financial ratios are key indicators to gauge the health and stability of any business. They help investors, credit partners and managers get a strong pulse on the performance of the business. Here's the "cliff notes" version of what founders need to know.

We’re living in a world where good news is bad news; at least when it comes to capital markets. Growth in GDP and a strong labor market is typically good news, but not in an inflationary environment.

Fractional CFOs have extensive experience in navigating growth challenges and providing financial guidance. They bring deep expertise to companies they service with and support client goals while advising on future plans.

During market volatility, M&A transaction volume can stall. History can teach us a valuable lesson when evaluating M&A opportunities during turbulent market conditions.

Valuations and fundamentals don’t move the markets. Far too many bears argue about the separation between real economy and the stock market. This is an oversimplification of how they actually work.

Today, most small businesses start out using the cash basis of accounting because of its simplicity andintuitive use. For small firms, with few transactions, this makes sense for the time being.

When choosing how to finance your startup, the two primary methods are equity financing and debt financing. Each method comes with different advantages and disadvantages, and choosing the correct financing option is crucial to the success of your business.

A recession is created. It is engineered. It helps detox bad players from markets, reduce speculative and late cycle behaviors from investors that can cause a contagion.

The Fed announced a rate hike of 0.25% two weeks ago. Word on the street is the next hike will be 0.50%. Citi Bank is projecting four 50 bps rate hikes consecutively.